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Answer by pojo-guy for Why do financial planners say to pay extra to your...

By rounding my house payments up to the nearest $50.00, my 30 year mortgage was paid off in 7 years. Initially, my mortgage payment was roughly $600, $50 going to principal and $550 going to interest...

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Answer by RonJohn for Why do financial planners say to pay extra to your...

but then they make suggestions such as paying extra each month on your mortgage.How else does one pay off his mortgage early other than by paying extra each month?The principal and interest are fixed,...

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Answer by The Photon for Why do financial planners say to pay extra to your...

The principal and interest are fixed, no matter how much money you throw at them.This is not correct.If I pay an extra $1000 in principal this month, then my mortgage balance is decreased. So slightly...

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Why do financial planners say to pay extra to your mortgage?

I read articles all the time by financial planners who you want you pay off your mortgage early. That's all well and good but then they make suggestions such as paying extra each month on your...

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